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Estimate how much your Mutual Fund SIP can grow into. Adjust the monthly amount, duration and expected return — see your maturity value instantly.
💡 Tip: For long-term equity mutual fund SIPs in India, 10–12% is a reasonable planning assumption. ELSS and large-cap funds tend to deliver in this range over 10+ years.
Estimated Maturity Value
A SIP calculator uses the future-value formula for monthly recurring investments. It tells you how much your Mutual Fund SIP will be worth at the end of your chosen period, assuming a constant rate of return. While actual returns vary year to year, this estimate is invaluable for goal-based planning — retirement, child's education, home down-payment or wealth creation.
The formula used is:
FV = P × [((1 + r)^n − 1) / r] × (1 + r)
where P is your monthly SIP amount, r is the monthly
return (annual rate ÷ 12 ÷ 100) and n is the total number of months.
Starting a Mutual Fund SIP with a local advisor in Valsad like Bull Investment means you get personal guidance, paperless KYC and yearly portfolio reviews — all without leaving South Gujarat. We help families, salaried professionals and business owners design SIP plans that suit their actual income, tax bracket and life goals.
Most mutual funds in India allow a SIP starting from ₹500 per month. Bull Investment helps you choose the right fund for that budget.
No. Mutual fund returns are market-linked. The calculator shows an estimate based on your chosen rate. Actual returns vary year to year.
Yes – step-up SIPs are recommended. Talk to a Bull Investment advisor to build a step-up SIP plan as your income grows.